As it relates to corporate bankruptcies, we feel as if we've seen nothing but negative accounts about the ACA. In its chapter 11 filing, its almost as if Angelica Corporation went out of its way to sh*t on the ACA and blame it for, among other things, its bankruptcy. Same for Garden Fresh Restaurant. But, it seems that the ACA helped cut personal bankruptcy filings by 50%. We also note that it apparently helped the Commonwealth of Puerto Rico: per the bankruptcy filing, the island stands to lose $850mm of ACA funding in 2018 which would further the islanders' collective plight.